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Category: Policy Changes

What Policy Holders Need to Know about Assignment of Benefits Reform in Florida

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| Insurance Claims, Lawyers, Legal Advice, Policy Changes, Property Insurance, South Florida Real Estate Law

Over the past decade across Florida, we have seen skyrocketing property insurance rates. According to the insurance companies, this is in large part due to litigation initiated by some restoration and mitigation companies utilizing the Assignment of Benefits (AOB) clause in insurance contracts. What insurance companies claim was happening with Assignment of Benefits Ill-intentioned contractors […]

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Hurricane Irma

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| Policy Changes
We all hear in Miami and Miami-Dade County about Hurricane Irma. We are preparing for what to do in Miami when Hurricane Irma comes. First, make sure you have your supplies. Make sure to protect your valuables and take pictures of your insurance documents. Put your treasures in ziploc and waterproof containers. Take pictures and [...]

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Steven Silverberg, Esq. Published in St. Thomas Law Review

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| Policy Changes

Recently, managing partner, Steven Silverberg, Esq. was published in the St. Thomas Law Review! Steven worked tirelessly on his paper regarding the option to repair. He credits his family and friends for all their input in helping him to get published on the issue of the Option to Repair for the State of Florida. The […]

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2017 Legislative Session

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| Policy Changes

I recently went to Tallahassee to meet with the Miami-Dade delegation and some lobbying groups. What I found was going on there is fascinating. First, the Miami-Dade delegation is in extremely powerful seats including the second most powerful, which is Carlos Trujillo, as chair of the appropriations committee. He is the chair of the committee […]

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What do I do after Hurricane Matthew damaged my home?

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| Policy Changes

The quick and dirty answer is protect your property from further damage because of Hurricane Matthew. This may be done by calling a restoration company, putting a bucket under anything leaking, putting a tarp over your roof, and of course cleaning up any standing water. Make sure you document the damages by taking pictures and […]

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Heritage Property & Casualty Insurance Company’s Less than Ethical Behavoir

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| Policy Changes

At Silverberg|Brito, PLLC not only do we focus on our clients but we are keeping track of the insurance industry as a whole. As many may know, recently, Heritage P&C requested a rate hike of approximately 14.9% throughout the State of Florida. After receiving intense public scrutiny, Heritage relinquished and did not raise rates. However, […]

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Citizens Property Insurance Corporation policy changes

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| Policy Changes
As this is my first blog, I will assume no one has seen the recent policy changes that Citizens Property Insurance Corporation has just approved to their 2016 policy to curtail water damage claim costs. Some of the highlights are limiting coverage for emergency services and temporary repairs to an amount between $2,500 and $5,000 [...]

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Recent Posts

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  • The Foreclosure Process – Step Three: Debt Validation Letter
  • The Foreclosure Process – Step Two: Notice of Default
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