Foreclosing in a Pandemic: What You Need to Know

While the global economic impact of COVID-19 has been felt far and wide, it’s also being felt incredibly close to home, quite literally, for so many of us. Stress is high, and we don’t yet know when the pandemic will end or what that end might look like.

One thing we do know, however, is now that the State-imposed moratorium on foreclosure actions has ended, an onslaught of foreclosure proceedings will be coming full-force from the banks and lenders. For those in difficult situations, this can be an especially trying time.

Rest assured, we here at Silverberg|Brito, PLLC are here for you to help you and ensure that your rights are protected.

What to Know About Foreclosures in Florida

If you’re a homeowner in Florida, keeping up on your mortgage payments at a time when we are facing record levels of unemployment, economic uncertainty, and health and safety concerns can be a real challenge. Here’s what you need to know about COVID-19 and foreclosures if you are a Florida homeowner:

  • On April 2, 2020, Governor Ron DeSantis issued a moratorium on eviction and foreclosure actions that expired on October 1st.
  • The moratorium on eviction and foreclosure actions, however, does not relieve renters and homeowners of their obligation to pay rent or make mortgage payments.

The concern for many homeowners – and it is a justified concern – is now that the moratorium has ended, there will be a flood of evictions and foreclosures. If there is any silver lining, it’s that the foreclosure process can be a long one, which means you may have time to mount a strong defense, but you have to act timely.

At Silverberg|Brito, PLLC, we will help you understand your rights and options when it comes to defending against foreclosure in the state of Florida. We are here for you step-by-step and will do our very best to help lift the burden from your shoulders. Contact us today to learn more about how to ensure that your rights are protected. You have more than you may think!


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