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Category: Uncategorized

Step 6 of the Foreclosure Process: Negotiate a Resolution

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For Florida homeowners who find themselves falling behind on mortgage payments, it may be time to act. As difficult as it may be, putting yourself in the driver’s seat of the situation may help you feel more in control rather than sinking back and hoping the debt will just go away. By turning to us […]

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Step 5 of the Foreclosure Process: When to Consider Selling Your Home

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During pre-foreclosure, homeowners may have an opportunity to negotiate potential outcomes that reverse the default status of the loan. Many times, options open for discussion including issuing back-dated payments on the loan or negotiating a possible loan modification. A third option may also be to arrange a short sale and sell your house before the […]

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The Foreclosure Process – Step Four: Ask for Originals (and Buy Time to Negotiate)

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When you buy a home, you do so with the intent of providing safety and stability for your family, but sometimes that stability is threatened. In difficult situations like that of a foreclosure, keeping your family safe and your rights protected can feel insurmountable. We’re here to tell you, it’s not impossible. You can fight […]

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The Foreclosure Process – Step Three: Debt Validation Letter

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With any debt – be it credit card debt, mortgage debt, or other type of debt – the debt collector or lending institution must provide a validation letter that outlines in detail what the debt is, how much you owe, and other important information regarding the debt. The debt validation letter is an essential step […]

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The Foreclosure Process – Step Two: Notice of Default

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The most important thing to remember if you receive a Notice of Default from your mortgage lender in Florida is that there is always something you can do. Oftentimes, people feel helpless or trapped. That’s just not the case. While it can be overwhelming and frightening, it’s important to know you have a few key […]

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The Foreclosure Process – Step One: What YOU Can Do to Avoid Foreclosure

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Foreclosure is one of those topics that can be tempting to avoid even talking about because of all the emotions and anxiety that come with it. But for something as important as your home, however, it’s important to be well-versed on what foreclosure really means. By acting early and learning what you can about the […]

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Foreclosing in a Pandemic: What You Need to Know

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While the global economic impact of COVID-19 has been felt far and wide, it’s also being felt incredibly close to home, quite literally, for so many of us. Stress is high, and we don’t yet know when the pandemic will end or what that end might look like. One thing we do know, however, is […]

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What to Expect During the Pleadings Phase of Insurance Litigation

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Insurance litigation can be a lengthy process, but the end goal of getting policyholders like you the outcome they deserve makes it an important action we often must take. At Silverberg|Brito, PLLC, the first phase we undertake with clients revolves around setting the foundation for potential litigation. It’s our time to fully understand what’s happened […]

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What Happens During the Pre-Suit Phase of Potential Insurance Litigation?

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Insurance is designed to protect us in many areas of our lives – our health, our homes, our vehicles, to name a few. By purchasing it, we enter into an agreement that if some unforeseen negative event were to happen, we would in turn be protected against future financial hardship. When you purchase an insurance […]

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What Title Insurance Covers in Florida

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Homeownership marks an important financial milestone for many families, but as you know, buying a home is so much more than just a financial investment. Your home becomes the place where memories are made and family roots are planted. Before you close on your home, you will face a multitude of questions and have numerous […]

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What It Means to Sign an AOB in Florida

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In the state of Florida, insurance is big business and policyholders have often been on the short end of the stick when it comes to having their rights protected by all three branches of government. After all, it’s usually one policyholder up against a team of attorneys working for the insurance company. More bad news […]

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Recent Posts

  • Step 6 of the Foreclosure Process: Negotiate a Resolution
  • Step 5 of the Foreclosure Process: When to Consider Selling Your Home
  • The Foreclosure Process – Step Four: Ask for Originals (and Buy Time to Negotiate)
  • The Foreclosure Process – Step Three: Debt Validation Letter
  • The Foreclosure Process – Step Two: Notice of Default
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