Hurricane Season is Here: Are You Ready?

The pandemic has changed many things for Floridians, but one thing that hasn’t changed is the threat of severe storms. And yes, it’s that time of year again. From June through November, yet again, we must brace ourselves for the potential of high winds, heavy rains, and severe flooding.

For those of us who have lived here most or all of our lives, we know hurricanes are a threat we must take seriously, yet it still can be easy to let preventative and home maintenance measures slide. For those who are recent transplants, consider this your call to action.

Here are five important steps to take now so you’re ready to ride out this year’s storm season as safely as possible:

  1. Update your home inventory – Now is the time to ensure that you have updated photos and video footage of your property – both inside and out. By creating an inventory of your home, you’ll have documentation and proof of your personal possessions in the event that you need to file an insurance claim or apply for disaster aid after a damaging event. Within your inventory, you should also include roof pictures, any inspection reports, and other documentation related to your property and its condition.
  2. Review insurance policies – Understand your existing property insurance coverage and compile your documents securely with your photos and home inventory. If you have questions about your coverage, call us at 305-735-3966. Be sure to store your important documents safely in the cloud and keep all hard-copies in a water-tight folder or bag to ensure they stay dry and well-protected.
  3. Prep a hurricane “go bag” – Part of prepping for storm season means ensuring that your go-bag is also ready. Stock essential storm survival items including those on this list. Put them in a bag that you can quickly grab if you need to leave your home in a hurry.
  4. Stock up on supplies – You should never be without extra non-perishables and emergency supplies, including batteries, flashlights, matches and candles, water, food, first-aid supplies, basic tools and materials, and fuel, among others. Get it now before store supplies run low because everyone else is rushing out at the last-minute. Even better, take advantage of the Disaster Preparedness Sales Tax Holiday, which runs from May 28 through June 6, 2021. Tax-free supplies include flashlights, radios, tarps, batteries, and generators. A full list of tax-free items can be found here.
  5. Prepare your property – Now is also the time to take care of routine home maintenance measures to safeguard your home from unnecessary damage. Check the roof and repair any damage. Tidy up your landscaping. Clear your gutters and ensure a clear drainage path out and away from your home.

Being smart with storm preparation is one of the best things you can do to ensure your family and property are safe in the wake of a storm. Check these five things off your list now, and after the storm, call us first at Silverberg Brito, PLLC for help with the insurance claims process.

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