Waiting to receive your insurance settlement can seem like it takes forever. We hear you loud and clear. And sadly, it can take far too long, as we’ve seen played out in claim after claim throughout the state of Florida. Our elected officials and the Florida Senate Insurance and Banking Committee knows it’s a problem, and we need to continue

As a renter in Florida, you have to be more than just savvy. You must be attentive to every last detail, especially those that get spelled out in your lease agreement. After all, understanding what you will be responsible for and knowing when to hold your landlord accountable are important for protecting yourself if things go awry. In this post

Spoiler alert: No (if the claim is less than five years old)! According to Florida Statute §95.11, the statute of limitations for property damage claims in Florida is typically five years. Here in Florida, homeowner’s insurance premiums are among the highest in the nation primarily due to our elevated risk for damage caused by natural disasters. Anyone who has faced

It happened. You never thought it would, but disaster struck and now you’ve found yourself in a position that requires you to file a claim with your insurance company for your Florida home. Aside from the emotional shock you may be experiencing, a torrent of logistical questions are also likely floating around your head. First and foremost, what should you

Hiring a property insurance attorney may not be something you routinely think about doing. We hope that you may never need to, either. But living in Florida, chances are good that you just may find yourself experiencing property damage at some point or another, be it from a strong storm or other unforeseen devastation. If you experience damage, you may

At Silverberg | Brito, PLLC, we partner every single day with people just like you who are attempting to navigate an insurance claim. While every insurance claim and every insurance policy are different, there are some important similarities among them – chiefly, that you, as the policyholder, are entitled to a fair and just settlement. If ever you feel like

Taking legal action against your insurance company is a big step – one that comes with a certain amount of uncertainty and risk no matter the case. So it’s no surprise that many of our clients across Florida feel apprehensive about the process and have a lot of questions about what to expect during litigation. Rest assured, at Silverberg |

When disaster strikes, you need to call in the clean-up crew…fast! But, like all services you use, you’ll want to first spend some time researching your options to make sure the company you hire will do a thorough and professional job. Damage of any kind, but specifically water damage, needs to be handled swiftly and attentively to prevent further damage

After experiencing a devastating loss to your Florida property – whether it be from fire, flooding, wind, vandalism, or other damage – it can feel overwhelming to know where to even begin trying to piece together your life and property. Not only do emotions tend to run high during times like these, navigating the insurance claims process can also become

We buy homeowners insurance to protect ourselves against damage and loss resulting from misfortune. We expect that if and when there’s a time we need to call upon our insurance company for help, we expect we’ll be treated fairly and compensated appropriately for the damages incurred. Yes, we hope for this; unfortunately, this rarely happens. But amid any such misfortune

In the many stages of insurance litigation, mediation generally happens before trial. The judge often orders mediation to be held before heading to a trial. Alternatively, the parties can agree to mediate earlier without a court order. What is Mediation? Mediation is led by a neutral third-party (the mediator) who works with the disputing parties to reach an agreement. Important

Insurance litigation can be a lengthy process. While we do our best to keep things moving forward, each step takes time, especially when we find ourselves waiting on the opposition. But what we’ve found to be most helpful for our clients is educating them on what to expect and keeping them informed of our progress every step of the way. To

Working in insurance litigation, we can’t stress to our clients enough the importance of creating (and regularly updating) an inventory of your home and possessions. While it’s easy to think you’ll remember everything you have in your house and be able to write it all down if something truly does happen, that’s not always the case, especially in moments of

Over the past decade across Florida, we have seen skyrocketing property insurance rates. According to the insurance companies, this is in large part due to litigation initiated by some restoration and mitigation companies utilizing the Assignment of Benefits (AOB) clause in insurance contracts. What insurance companies claim was happening with Assignment of Benefits Ill-intentioned contractors were getting policyholders to sign

When clients come to us with questions about insurance litigation, one that always rises to the top is, “How long will it take?” This is an understandably big concern. We know how challenging it can be to wait in limbo and remain uneasy about your case against your insurance company.   While the answer truly does depend on your case,